If you run a nonprofit organization, you may be selected for an Internal Revenue Service (IRS) audit at some point. An audit may be the result of random selection or of a specific trigger, such as compensation issues or expense…
A slip-and-fall accident is one of the leading causes of unintentional injury and death in the United States. In fact, the National Safety Council identifies slips and falls as the cause of death for 14,500 people each year, with adults…
If your organization is considering acting as an emergency shelter and providing for the community at large after a severe weather disaster, make sure you have what people will need. Ask yourself the following questions: Does your facility have adequate:…
In the midst of the coronavirus (COVID-19) pandemic, it is comforting to know there is no evidence that handling or consuming food leads to the spread of the virus. However, it is always a good idea to take extra precautions…
Even before the coronavirus (COVID-19) global pandemic put a hold on large gatherings, many organizations were starting to embrace virtual and do-it-yourself fundraising events. These kinds of events are appealing because they allow fundraisers to reach people who otherwise might…
Volunteers are the backbone of many nonprofits, houses of worship and other organizations that serve the greater good. It’s important, then, to keep them safe—and to make sure they are safe for your organization. One of the first steps is…
If you’re not using social media in your organization, you’re missing out on an important opportunity to connect with the community you serve. But, there are inherent liability risks in increasing your use of social media. That’s why you need…
While the coronavirus (COVID-19) pandemic highlighted the benefits of technology for both personal and professional use, technology use already was on the rise in both corporations and nonprofits. At CM Select, we provide insurance for many nonprofits and keep a…
In an uncertain world, there’s one fact we know for certain — pipes will freeze when the weather becomes cold. While insurance covers this unfortunate occurrence, it’s a much better situation for your organization if you take precautions to prevent…
It’s every organization’s worst nightmare: One of its volunteers becomes the subject of an investigation into alleged sexual misconduct involving a child. You’d like to think it could never happen to you. But, you never know when a predator could…
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1Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.